Revolutionize AML Compliance with Agentic AI-Powered Enhanced Due Diligence
Streamline EDD, reduce investigation times by up to 70%, and stay ahead of BSA/AML regulations with a solution built for credit unions and small to medium banks.
The need for 360IQ
In a world where financial crime costs the global economy over $1.4 trillion annually 360iQ’s Agentic AI-Powered Enhanced Due Diligence (EDD) solution empowers financial institutions to combat money laundering with unmatched efficiency and precision.
Our platform, driven by specialized AI agents, automates complex EDD workflows, reduces investigation times by up to 70%, cuts false positives and enables 50% faster risk scoring and report creation.
Designed to meet stringent BSA/AML regulations, our solution scales effortlessly, integrates seamlessly, and delivers auditable, regulator-ready reports, freeing your team to focus on strategic priorities.
Key Features
- Tailored Risk Models: Build dynamic, BSA/AML-compliant risk profiles based on your institution’s risk appetite.
- Seamless Data Integration: Securely pull customer, business, and transaction data via APIs from internal systems and trusted KYC/KYB vendors, reducing data collection effort.
- Robust Identity Verification: Automate KYC/KYB compliance with precise profile matchinAg, minimizing false positives.
- Real-Time Transaction Analysis: Analyze inflows, outflows, and patterns, detect suspicious patterns, assess financial health and flag anomalies in real-time.
- Comprehensive Risk Assessment: Deliver auditable Customer Risk Ratings with clear go-forward recommendations tailored to your institutions Risk Model.
- Rigorous Validation: Ensure accuracy with targeted data pulls, reducing unnecessary queries and enhancing efficiency.
- Regulator-Ready Reporting: Produce consistent, EDD reports tailored to your institution’s needs, ready for audits or SAR filings.
- Intuitive Dashboard: User-friendly interface for managing retail and business EDD, with status tracking and administration tools.
AI-Driven Due Diligence, Built for Compliance Teams
Slash Investigation Times
Automate EDD workflows to save up to 70% of review time, freeing your team for strategic tasks.
Reduce False Positives:
Achieve fewer false positives, minimizing manual reviews and operational costs.
Ensure Regulatory Compliance
100% audit-ready with transparent analyses and documentation to ensure readiness for regulatory audits, minimizing regulatory risk
Scale with Ease
Modular, cloud-based design handles high-risk customer spikes, such as M&A, without adding staff or compromising performance
Promote Financial Inclusion
Affordable, cloud-based solution with rapid setup (in weeks, not months) makes robust EDD accessible to smaller institutions.
Why Financial Institutions Choose Us
70%
Faster onboarding
50%
Fewer false positives
100%
Audit trails
Weeks
Not months to deploy
Our Expertise
With deep knowledge of BSA/AML regulations and partnerships with leading financial institutions and data providers, we deliver a solution that automates the “entire” EDD Analyst journey using AI Agents.
AI Innovation
Our agentic AI platform, combines AI Agents along with generative AI, real-time data integration and continuous learning to deliver consistent, explainable, and insightful EDD reports tailored to your institution’s needs, ready for audits or SAR filings.
FAQ’S
How does the product ensure BSA/AML compliance?
360iQ aligns with FATF, FinCEN, and BSA/AML regulations through automated data capture, verification, and reporting.
Can it integrate with our systems?
Yes, 360iQ leverages secure API’s to connect with core banking, CRM, KYC, transaction processing and case management platforms.
How does it support financial inclusion?
360iQ’s cloud-based, affordable deployment makes advanced EDD accessible to smaller institutions.
See It in Action
